After a claim is reported, an adjuster, the person who helps determine the payment of your claim, will contact you. This usually occurs in less than 48 hours. If you have any questions during the claim process, the adjuster is the best person to ask. If you have issues the adjuster, immediately contact the Schuberg …
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When can I switch insurance companies?
You can switch insurance companies any time you want. You, as the policyholder, can choose to move your business from one company to another at any time by signing a policy cancellation and completing a new policy application. When this change is done correctly you will have no lapse in coverage and any unused premium …
What do I do if I have a claim?
First and foremost stay calm. The events of any claim, no matter how minor, can be unnerving; becoming overly excited can only worsen the situation. Deal with the immediate situation: Immediately contact the proper authorities, 911 (ambulance, police, fire dept.) as needed. Do not hesitate to use 911, it is better to be safe than …
What is Multiple Policy Discount and am I eligible for it?
Many consumers these days have heard about the multiple policy discount from the national ad campaigns run by large insurance companies. These ads have drummed into our heads that if you aren’t getting a multiple policy discount, than you are probably not getting the best “insurance deal”. Insurance companies offer a wide variety of multi-policy …
What is the difference between a Direct Writer and an Independent Agent?
A direct writer generally represents just one company. AAA, State Farm and Farm Bureau would be some examples. As an independent agency, the Schuberg Agency represents several companies such as Auto-Owners, Citizens, and Progressive just to name a few. The ability to get comparison quotes with a variety of coverages and companies is a strong …